Earn An Online Business Degree | online business

Getting an online business degree has become a popular option especially in the past few years and there are a lot of schools competing for students. With the realization of international trade and the globalization of many markets, the need for skilled business school graduates is ever increasing. Online business degree programs recognize that need and cater to students who might already possess a modicum of business experience.Online Business Degree – Where To StartAn Associates Degree in Business is really a starting place to lay the foundational education of a business degree and essentially concentrates learning on a very basic skill set. Basic courses in business administration, economics, business management, marketing, accounting, and business law set the course for further study or provide a basic knowledge of business.A Bachelors Degree in Business offers the ability to focus on particular areas of interest such as finance, management, human resources, or marketing and might include advanced study in certain areas like accounting, economics, and business law. A student with an interest in business law could pursue a law degree following the completion of a Bachelors in Business Degree.A Masters Degree in Business allows even more specialization and expectation that students can their growing expertise to everyday business situations. Marketing, finance, management, economics and more are available Masters Degree specialties depending upon the college. Graduate requirements for online degrees are often a bit different than traditional college degree programs and also vary greatly from school to school.Why Choose An Online Business Degree Program?Online business degree programs have become popular choices for prospective students due to the flexibility and accommodation that these programs provide. Many students who are currently employed find it nearly impossible to undertake a traditional degree program without leaving their job or moving to a college community that offers a degree program in their field of interest. Some prospective students are tied to family or other obligations that preclude relocation or might just be isolated geographically and unable to relocate for whatever reason. Online College Degrees are the answer to many of these situations and can provide a reasonably similar educational experience.The main types of online education offered by colleges and universities falls into one of two categories, Synchronous and Asynchronous. Synchronous classes can be considered a hybrid of traditional classes and remote connection wherein the online students are connected with the classroom and must be present at the same time and day as the actual on-campus class. The online students therefore receive the lectures and discussion at the same time. Asynchronous, on the other hand, allows students to review lecture material and complete coursework on their own schedule. Classroom discussion might take place in a forum or via a bulletin board and while there are of course deadlines and due dates, how the students decide to attend class and complete assignments is primarily up to them. This type of class does require students that are self-motivated and organized so it’s not for everybody.Earning an Online Business Degree can be a huge factor in career advancement and income potential and the ability to earn the degree online makes them very attractive in the eyes of potential students.

Action Plan to Financial Freedom (Part-1) | Financial

We often dream about financial freedom, we want to and more often talk about becoming financially free. But how many of us actually do something different to achieve this dream? Without a concrete action plan, and clear define road map, no matter how ambitious is the dream, chances of becoming financially free will almost equal to none. Without a clearly define road map to follow, one will soon forget the dream of freedom and go back to live their normal daily life. Action plan can be constant reminder serves to remind a person of his objectives, goal and estimated deadline. Besides, in journey to become financially free, you will want to review your progress against the action plan to see how much progress you have made and how far away you are from your goal.In order to become financial free we need to know what is the definition of financial freedom. Financial freedom being the ultimate goal, of course, before achieving that, we need to know the two pillars supporting the freedom; these are financial stability and financial security. The two pillars are the basic fundamental of being financially free; it is like the foundation of a skyscraper that is built on a strong concrete foundation, in case of financial freedom, it is built on financial stability and security. In short, in order to achieve financial freedom, we must first achieve financial stability and then financial security.Definition of Financial Stability Financial stability is achieved when one person is able to live his life without income for 6 months or more. Wealth is measured by time instead of amount of money you have. Take the example of a fashion designer whose monthly income of 10,000 with monthly expense of 8,000 and a school teacher who only earns 2,000 with monthly expense of 500. Who do you think live a more stable financial? The answer is the school teacher. If both person lose their job, the fashion designer who lives a high maintenance life style would not live through a month to go bankrupt, but for the school teacher, with a saving of 1500 per month in minimum, she can easily live for another 3 months without active income, this provide her ample of time to look for new source of income. In the first step in our road path to become financially free, we need to make sure we are financial stable before we can talk about financial freedom.Action Plan to Financial Stability: Now think. If you have less than 6 months to go into bankruptcy without a job, you need to start doing something. Below are some typical scenarios:
If you are living on a mountain of credit card debt, and you can’t seem to reduce the owing balance each and every month, you have to do something different. From you credit card bill, list out items that you don’t need to spend. Without this desire items, it is easier to pay off the credit card.
When you can’t seems to save even though you are not on any retail/credit card debt. This happens when you pay yourself last. In order to save, you need to pay yourself first. Every month when you get your paycheck, put aside a percentage into saving first and spend the difference. An average person will do the opposite that’s why they can never save, and the worse is they don’t even know where the money goes.
In the action plan, one needs to state how much money to allocate in each month to clear off debts with a deadline. Only after all accumulated debts are cleared off, one can start saving for financial stability. Subsequent action plan needs to find out total expense of one self. Since financial stability is defined to be ones ability to live through 6 months without any income before going into bankruptcy, thus the amount of money to achieve financial stability will be total expense times 6 (months), let us call it Financial Stability Amount Requirement FSAR. Next, state how much money you committed to save every month, and let’s call it monthly saving commitment MSC. With all these figures: FSAR and MSC, one can easily find out how long he/she needs to achieve financial stability. Simply divide FSAR by MSC. The result of calculation is the duration (in month) required to achieve financial stability, one will know exactly the date he/she obliges to achieve financial stability. Now with the action plan in place, a committed and disciplined person will only have to follow it and ultimately achieve it.


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